---
schema_version: "secwatch.filing_event.v1"
accession: "0001071236-23-000010"
form_type: "8-K"
ticker: "RRBI"
cik: "0001071236"
company_name: "RED RIVER BANCSHARES INC"
filed_at: "2023-01-30T23:59:59+00:00"
generated_at: "2026-06-20T06:22:39.118675+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Red River Bancshares reports Q4 2022 EPS $1.42, net income $10.2M flat Q/Q but up 19.8% YoY

## Summary
- Q4 net income $10.2M ($1.42 diluted EPS) flat vs Q3; up 19.8% from $8.5M in Q4 2021.
- Net interest margin FTE 3.17% up 11 bps from 3.06% Q3; net interest income $23.7M.
- Loans HFI $1.92B, up $36.6M (1.9%) from Q3; 13.8% growth for full year 2022.
- Deposits $2.80B flat Q/Q; noninterest-bearing deposits down 7.0% to $1.09B.
- Board renewed $5M stock repurchase program for 2023; quarterly dividend $0.07/share unchanged.

## SEC filing metadata
- accession: 0001071236-23-000010
- form_type: 8-K
- ticker: RRBI
- cik: 0001071236
- company_name: RED RIVER BANCSHARES INC
- filed_at: 2023-01-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1071236/000107123623000010/0001071236-23-000010-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1071236/000107123623000010/rrbi-20230130.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001071236-23-000010
- JSON: https://secwatch.observer/filing/0001071236-23-000010.json
- Plain text: https://secwatch.observer/filing/0001071236-23-000010.txt

## Key facts
- Earnings Releases
  RED RIVER BANCSHARES INC reported the year ended December 31, 2022 results: net income $36.9 million, EPS $5.13 EPS.
  - Period: the year ended December 31, 2022
  - Net income: $36.9 million
  - EPS: $5.13 EPS
  - Result: reported results
  source text: Net income for the year ended December 31, 2022, was $36.9 million, or $5.13 EPS, an increase of $4.0 million, or 12.0%, compared to $33.0 million, or $4.51 EPS, for the year ended December 31, 2021.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1071236/000107123623000010/0001071236-23-000010-index.htm
- Earnings Releases
  RED RIVER BANCSHARES INC reported the fourth quarter ended December 31, 2022 results: net income $10.2 million, EPS $1.42 per diluted common share.
  - Period: the fourth quarter ended December 31, 2022
  - Net income: $10.2 million
  - EPS: $1.42 per diluted common share
  - Result: reported results
  source text: Net income for the fourth quarter of 2022 was $10.2 million, or $1.42 per diluted common share (“EPS”), which is consistent with $10.2 million, or $1.42 EPS, for the third quarter of 2022, and an increase of $1.7 million, or 19.8%, compared to $8.5 million, or $1.17 EPS, for the fourth quarter of 2021.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1071236/000107123623000010/0001071236-23-000010-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.