---
schema_version: "secwatch.filing_event.v1"
accession: "0001071236-23-000064"
form_type: "8-K"
ticker: "RRBI"
cik: "0001071236"
company_name: "RED RIVER BANCSHARES INC"
filed_at: "2023-07-28T23:59:59+00:00"
generated_at: "2026-06-12T22:48:00.847233+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Red River Bancshares Q2 net income $9.0M ($1.25 EPS), down 6.6% from Q1 on deposit cost pressure

## Summary
- Net income $9.0M ($1.25 EPS) vs $9.6M ($1.33) in Q1; ROA 1.20%, ROE 12.78%.
- Net interest margin FTE fell 17 bps to 2.96%; NII $21.5M from $22.9M Q1.
- Deposits -$67.2M (-2.5%) to $2.66B; public entity deposits down 20%; uninsured 30.2%.
- Loans HFI +$25.8M (+1.3%) to $1.95B; NPA ratio 0.07%; provision $300K.
- Capital: leverage 11.48%, equity/assets 9.36%; dividend $0.08/sh; repurchased 11,894 shares for $601K.

## SEC filing metadata
- accession: 0001071236-23-000064
- form_type: 8-K
- ticker: RRBI
- cik: 0001071236
- company_name: RED RIVER BANCSHARES INC
- filed_at: 2023-07-28T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1071236/000107123623000064/0001071236-23-000064-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1071236/000107123623000064/rrbi-20230728.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001071236-23-000064
- JSON: https://secwatch.observer/filing/0001071236-23-000064.json
- Plain text: https://secwatch.observer/filing/0001071236-23-000064.txt

## Key facts
- Earnings Releases
  RED RIVER BANCSHARES INC reported second quarter of 2023 results: net income $9.0 million, EPS $1.25 per diluted common share.
  - Period: second quarter of 2023
  - Net income: $9.0 million
  - EPS: $1.25 per diluted common share
  - Result: reported results
  source text: Red River Bancshares, Inc. Reports Second Quarter 2023 Financial Results
  evidence_url: https://www.sec.gov/Archives/edgar/data/1071236/000107123623000064/0001071236-23-000064-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.