---
schema_version: "secwatch.filing_event.v1"
accession: "0001071236-24-000015"
form_type: "8-K"
ticker: "RRBI"
cik: "0001071236"
company_name: "RED RIVER BANCSHARES INC"
filed_at: "2024-01-30T23:59:59+00:00"
generated_at: "2026-06-06T14:38:05.827345+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Red River Bancshares Q4 net income $8.3M ($1.16 EPS), NIM improves 4 bps to 2.82%

## Summary
- Net income of $8.3M, up 3.4% QoQ; EPS $1.16 vs $1.12 prior quarter; YoY net income down 18.6%.
- Net interest margin (FTE) 2.82%, up from 2.78% Q3, driven by higher yields on securities and loans.
- Deposits $2.80B (+$42M QoQ); loans HFI $1.99B (+$44.3M); nonperforming assets 0.08% of total assets.
- Completed 2023 $5M share repurchase program; Board approved new $5M program for 2024.
- Quarterly cash dividend maintained at $0.08 per share; paid Dec 14, 2023.

## SEC filing metadata
- accession: 0001071236-24-000015
- form_type: 8-K
- ticker: RRBI
- cik: 0001071236
- company_name: RED RIVER BANCSHARES INC
- filed_at: 2024-01-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1071236/000107123624000015/0001071236-24-000015-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1071236/000107123624000015/rrbi-20240130.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001071236-24-000015
- JSON: https://secwatch.observer/filing/0001071236-24-000015.json
- Plain text: https://secwatch.observer/filing/0001071236-24-000015.txt

## Key facts
- Earnings Releases
  RED RIVER BANCSHARES INC reported fourth quarter and year ended December 31, 2023 results: net income $8.3 million, EPS $1.16 per diluted common share.
  - Period: fourth quarter and year ended December 31, 2023
  - Net income: $8.3 million
  - EPS: $1.16 per diluted common share
  - Result: reported results
  source text: Red River Bancshares, Inc. Reports Fourth Quarter and Year-End 2023 Financial Results
  evidence_url: https://www.sec.gov/Archives/edgar/data/1071236/000107123624000015/0001071236-24-000015-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.