{"schema_version":"secwatch.filing_event.v1","accession":"0001071236-24-000043","form_type":"8-K","ticker":"RRBI","cik":"0001071236","company_name":"RED RIVER BANCSHARES INC","filed_at":"2024-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:17.178974+00:00","generated_at":"2026-06-03T07:23:33.588613+00:00","sec_items":["2.02"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Red River Bancshares Q1 net income $8.2M ($1.16 EPS), down 14.7% YoY; dividend increased to $0.09","bullets":["Net income $8.2M ($1.16 diluted EPS) vs $9.6M ($1.33 EPS) in Q1 2023, a 14.7% YoY decline; sequential net income essentially flat.","Net interest margin FTE 2.83%, up 1bp from prior quarter; loan yields improved but deposit costs rose 15bps to 1.70%.","Loans HFI grew $45.2M (2.3%) to $2.04B; deposits declined $56.0M (2.0%) to $2.75B due to seasonal public fund outflows.","Quarterly cash dividend increased to $0.09/share from $0.08; $10.0M stock buyback (200k shares) completed in March.","Nonrecurring items boosted pretax income by ~$800k including vendor rebate ($262k), data processing refund ($284k), and debit card contract termination fee ($145k)."],"urls":{"canonical":"https://secwatch.observer/filing/0001071236-24-000043","json":"https://secwatch.observer/filing/0001071236-24-000043.json","markdown":"https://secwatch.observer/filing/0001071236-24-000043.md","text":"https://secwatch.observer/filing/0001071236-24-000043.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1071236/000107123624000043/0001071236-24-000043-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1071236/000107123624000043/rrbi-20240425.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T07:23:33.588613+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"f552149e9a99bedcf1cc828b3b10a964703c8614","claim":"RED RIVER BANCSHARES INC reported the first quarter of 2024 results: net income $8.2 million, EPS $1.16 per diluted common share.","evidence_excerpt":"Net income for the first quarter of 2024 was $8.2 million, or $1.16 per diluted common share (“EPS”)","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1071236/000107123624000043/0001071236-24-000043-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter of 2024"},{"label":"Net income","value":"$8.2 million"},{"label":"EPS","value":"$1.16 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}