---
schema_version: "secwatch.filing_event.v1"
accession: "0001071236-24-000067"
form_type: "8-K"
ticker: "RRBI"
cik: "0001071236"
company_name: "RED RIVER BANCSHARES INC"
filed_at: "2024-07-26T23:59:59+00:00"
generated_at: "2026-05-31T15:54:39.297752+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Red River Bancshares Q2 net income $8.0M ($1.16 EPS); net interest margin improves to 2.92%

## Summary
- Net income of $8.0M, down 2.5% from Q1 2024 and 10.9% from Q2 2023; EPS flat at $1.16 vs Q1.
- Net interest income rose 2.0% to $21.8M; net interest margin FTE improved 9 bps to 2.92%.
- Deposits fell 1.1% to $2.72B, driven by seasonal tax outflows; loans held for investment slightly up to $2.05B.
- Nonperforming assets were $3.2M (0.11% of assets); ACL ratio stable at 1.06% of loans.
- Repurchased 16,220 shares for $764k; declared $0.09 quarterly dividend; new New Orleans branch opened.

## SEC filing metadata
- accession: 0001071236-24-000067
- form_type: 8-K
- ticker: RRBI
- cik: 0001071236
- company_name: RED RIVER BANCSHARES INC
- filed_at: 2024-07-26T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1071236/000107123624000067/0001071236-24-000067-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1071236/000107123624000067/rrbi-20240726.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001071236-24-000067
- JSON: https://secwatch.observer/filing/0001071236-24-000067.json
- Plain text: https://secwatch.observer/filing/0001071236-24-000067.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.