---
schema_version: "secwatch.filing_event.v1"
accession: "0001071236-24-000080"
form_type: "8-K"
ticker: "RRBI"
cik: "0001071236"
company_name: "RED RIVER BANCSHARES INC"
filed_at: "2024-10-30T23:59:59+00:00"
generated_at: "2026-05-30T07:58:31.970604+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Red River Bancshares Q3 net income up 9% to $8.8M, EPS $1.27; NIM expands to 2.98%

## Summary
- Net income $8.8M ($1.27 EPS) vs $8.0M ($1.16 EPS) prior quarter and $8.0M ($1.12 EPS) a year ago.
- Net interest margin FTE improved 6 bps to 2.98%; net interest income $22.5M (+3.1% QoQ).
- Deposits up $30.5M to $2.75B; loans HFI slightly up to $2.06B; securities increased $31.1M.
- Completed $3.0M stock repurchase (60,000 shares); book value per share rose to $47.51.
- Asset quality stable: NPAs 0.10% of assets, ACL 1.06% of loans, net charge-offs near zero.

## SEC filing metadata
- accession: 0001071236-24-000080
- form_type: 8-K
- ticker: RRBI
- cik: 0001071236
- company_name: RED RIVER BANCSHARES INC
- filed_at: 2024-10-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1071236/000107123624000080/0001071236-24-000080-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1071236/000107123624000080/rrbi-20241030.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001071236-24-000080
- JSON: https://secwatch.observer/filing/0001071236-24-000080.json
- Plain text: https://secwatch.observer/filing/0001071236-24-000080.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.