---
schema_version: "secwatch.filing_event.v1"
accession: "0001071236-25-000068"
form_type: "8-K"
ticker: "RRBI"
cik: "0001071236"
company_name: "RED RIVER BANCSHARES INC"
filed_at: "2025-07-30T23:59:59+00:00"
generated_at: "2026-05-17T22:47:29.067325+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Red River Bancshares Q2 net income $10.2M, EPS $1.51; NIM expands to 3.36%, dividend raised 25%

## Summary
- Net income $10.2M ($1.51 EPS) down 1.5% QoQ, up 27.7% YoY vs. $8.0M ($1.16).
- Net interest margin FTE improved 14 bps to 3.36%; net interest income $25.8M (+4.9% QoQ).
- Loans HFI grew 1.1% to $2.14B; deposits down 0.5% to $2.81B; NPAs dropped to $1.3M (0.04% assets).
- Repurchased 111,748 shares for $5.8M; Q3 dividend raised to $0.15/share from $0.12 (+25%).
- CEO notes slower loan demand due to trade/tariff uncertainty, but strong margin and asset quality.

## SEC filing metadata
- accession: 0001071236-25-000068
- form_type: 8-K
- ticker: RRBI
- cik: 0001071236
- company_name: RED RIVER BANCSHARES INC
- filed_at: 2025-07-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1071236/000107123625000068/0001071236-25-000068-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1071236/000107123625000068/rrbi-20250730.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001071236-25-000068
- JSON: https://secwatch.observer/filing/0001071236-25-000068.json
- Plain text: https://secwatch.observer/filing/0001071236-25-000068.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.