secwatch.observer — SEC 8-K summary
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Issuer:     RED RIVER BANCSHARES INC (RRBI)
CIK:        0001071236
Form:       8-K
Filed at:   2025-07-30T23:59:59+00:00
Accession:  0001071236-25-000068
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02
LLM model:  deepseek-v4-flash:cloud@v2

Red River Bancshares Q2 net income $10.2M, EPS $1.51; NIM expands to 3.36%, dividend raised 25%
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- Net income $10.2M ($1.51 EPS) down 1.5% QoQ, up 27.7% YoY vs. $8.0M ($1.16).
- Net interest margin FTE improved 14 bps to 3.36%; net interest income $25.8M (+4.9% QoQ).
- Loans HFI grew 1.1% to $2.14B; deposits down 0.5% to $2.81B; NPAs dropped to $1.3M (0.04% assets).
- Repurchased 111,748 shares for $5.8M; Q3 dividend raised to $0.15/share from $0.12 (+25%).
- CEO notes slower loan demand due to trade/tariff uncertainty, but strong margin and asset quality.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1071236/000107123625000068/0001071236-25-000068-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1071236/000107123625000068/rrbi-20250730.htm
  HTML page:      https://secwatch.observer/filing/0001071236-25-000068

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer