secwatch.observer — SEC 8-K summary
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Issuer:     RED RIVER BANCSHARES INC (RRBI)
CIK:        0001071236
Form:       8-K
Filed at:   2025-10-30T23:59:59+00:00
Accession:  0001071236-25-000087
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02
LLM model:  deepseek-v4-flash:cloud@v2

Red River Bancshares Q3 net income $10.8M, EPS $1.63; dividend raised 25%
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- Net income $10.8M ($1.63 EPS) vs $10.2M ($1.51 EPS) in Q2 2025, up 5.9%.
- Net interest margin FTE 3.43%, up 7 bps; net interest income rose $1.1M.
- Loans HFI $2.17B (+1.6% QoQ); deposits $2.84B (+1.0%); NPA ratio 0.08%.
- Quarterly dividend increased 25% to $0.15/share; private repurchase of 100k shares for $5.3M.
- Guidance: expect NII and NIM to decrease slightly in Q4 due to rate cuts and securities cash flows.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1071236/000107123625000087/0001071236-25-000087-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1071236/000107123625000087/rrbi-20251030.htm
  HTML page:      https://secwatch.observer/filing/0001071236-25-000087

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer