---
schema_version: "secwatch.filing_event.v1"
accession: "0001071236-26-000005"
form_type: "8-K"
ticker: "RRBI"
cik: "0001071236"
company_name: "RED RIVER BANCSHARES INC"
filed_at: "2026-01-30T23:59:59+00:00"
generated_at: "2026-05-16T05:53:41.160765+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Red River Bancshares Q4 net income $11.4M EPS $1.73; full-year dividend up 50%

## Summary
- Net income Q4 2025 $11.4M ($1.73 EPS) vs Q3 $10.8M ($1.63 EPS); full-year net income $42.8M ($6.38 EPS), up 25% from 2024.
- Net interest margin FTE 3.51%, +8 bps QoQ; loans HFI $2.25B (+3.5% QoQ, +8.4% YoY).
- Full-year cash dividend $0.54/share, up 50% from $0.36 in 2024; new $10M stock repurchase program for 2026 approved.
- Deposits $2.96B (+4.4% QoQ); assets $3.35B (+4.2% QoQ).
- Nonperforming assets ratio 0.11% (up from 0.08% but low); ACL/loans 1.04%.

## SEC filing metadata
- accession: 0001071236-26-000005
- form_type: 8-K
- ticker: RRBI
- cik: 0001071236
- company_name: RED RIVER BANCSHARES INC
- filed_at: 2026-01-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1071236/000107123626000005/0001071236-26-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1071236/000107123626000005/rrbi-20260130.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001071236-26-000005
- JSON: https://secwatch.observer/filing/0001071236-26-000005.json
- Plain text: https://secwatch.observer/filing/0001071236-26-000005.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.