secwatch.observer — SEC 8-K summary
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Issuer:     RED RIVER BANCSHARES INC (RRBI)
CIK:        0001071236
Form:       8-K
Filed at:   2026-01-30T23:59:59+00:00
Accession:  0001071236-26-000005
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02
LLM model:  deepseek-v4-flash:cloud@v2

Red River Bancshares Q4 net income $11.4M EPS $1.73; full-year dividend up 50%
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- Net income Q4 2025 $11.4M ($1.73 EPS) vs Q3 $10.8M ($1.63 EPS); full-year net income $42.8M ($6.38 EPS), up 25% from 2024.
- Net interest margin FTE 3.51%, +8 bps QoQ; loans HFI $2.25B (+3.5% QoQ, +8.4% YoY).
- Full-year cash dividend $0.54/share, up 50% from $0.36 in 2024; new $10M stock repurchase program for 2026 approved.
- Deposits $2.96B (+4.4% QoQ); assets $3.35B (+4.2% QoQ).
- Nonperforming assets ratio 0.11% (up from 0.08% but low); ACL/loans 1.04%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1071236/000107123626000005/0001071236-26-000005-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1071236/000107123626000005/rrbi-20260130.htm
  HTML page:      https://secwatch.observer/filing/0001071236-26-000005

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer