{"schema_version":"secwatch.filing_event.v1","accession":"0001071236-26-000053","form_type":"8-K","ticker":"RRBI","cik":"0001071236","company_name":"RED RIVER BANCSHARES INC","filed_at":"2026-07-30T12:45:20+00:00","discovered_at":"2026-07-30T12:50:00.404990+00:00","generated_at":"2026-07-30T12:50:18.806461+00:00","sec_items":["2.02"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Red River Bancshares Q2 2026 net income $11.8M ($1.78 EPS), down 1.7% QoQ but up 15.4% YoY","bullets":["Net income $11.8M ($1.78 diluted EPS) vs $12.0M ($1.81) prior quarter; YoY up from $10.2M ($1.51).","Net interest margin FTE expanded 10 bps to 3.61%; net interest income up $563K (2.0%) QoQ.","Nonperforming assets fell 38.3% to $2.6M (0.08% of assets); provision for credit losses $750K unchanged.","Deposits decreased $40.9M (1.4%) to $2.91B due to seasonal tax outflows and lawyer trust account fluctuations.","Quarterly dividend maintained at $0.25 per share; $10M stock repurchase program authorized but no activity in H1 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001071236-26-000053","json":"https://secwatch.observer/filing/0001071236-26-000053.json","markdown":"https://secwatch.observer/filing/0001071236-26-000053.md","text":"https://secwatch.observer/filing/0001071236-26-000053.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1071236/000107123626000053/0001071236-26-000053-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1071236/000107123626000053/rrbi-20260730.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-30T12:50:18.806461+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}