---
schema_version: "secwatch.filing_event.v1"
accession: "0001071236-26-000053"
form_type: "8-K"
ticker: "RRBI"
cik: "0001071236"
company_name: "RED RIVER BANCSHARES INC"
filed_at: "2026-07-30T12:45:20+00:00"
generated_at: "2026-07-30T12:50:18.806461+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Red River Bancshares Q2 2026 net income $11.8M ($1.78 EPS), down 1.7% QoQ but up 15.4% YoY

## Summary
- Net income $11.8M ($1.78 diluted EPS) vs $12.0M ($1.81) prior quarter; YoY up from $10.2M ($1.51).
- Net interest margin FTE expanded 10 bps to 3.61%; net interest income up $563K (2.0%) QoQ.
- Nonperforming assets fell 38.3% to $2.6M (0.08% of assets); provision for credit losses $750K unchanged.
- Deposits decreased $40.9M (1.4%) to $2.91B due to seasonal tax outflows and lawyer trust account fluctuations.
- Quarterly dividend maintained at $0.25 per share; $10M stock repurchase program authorized but no activity in H1 2026.

## SEC filing metadata
- accession: 0001071236-26-000053
- form_type: 8-K
- ticker: RRBI
- cik: 0001071236
- company_name: RED RIVER BANCSHARES INC
- filed_at: 2026-07-30T12:45:20+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1071236/000107123626000053/0001071236-26-000053-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1071236/000107123626000053/rrbi-20260730.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001071236-26-000053
- JSON: https://secwatch.observer/filing/0001071236-26-000053.json
- Plain text: https://secwatch.observer/filing/0001071236-26-000053.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.