secwatch.observer — SEC 8-K summary
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Issuer:     RED RIVER BANCSHARES INC (RRBI)
CIK:        0001071236
Form:       8-K
Filed at:   2026-07-30T12:45:20+00:00
Accession:  0001071236-26-000053
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 2.02
LLM model:  deepseek-v4-flash:cloud@v2

Red River Bancshares Q2 2026 net income $11.8M ($1.78 EPS), down 1.7% QoQ but up 15.4% YoY
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- Net income $11.8M ($1.78 diluted EPS) vs $12.0M ($1.81) prior quarter; YoY up from $10.2M ($1.51).
- Net interest margin FTE expanded 10 bps to 3.61%; net interest income up $563K (2.0%) QoQ.
- Nonperforming assets fell 38.3% to $2.6M (0.08% of assets); provision for credit losses $750K unchanged.
- Deposits decreased $40.9M (1.4%) to $2.91B due to seasonal tax outflows and lawyer trust account fluctuations.
- Quarterly dividend maintained at $0.25 per share; $10M stock repurchase program authorized but no activity in H1 2026.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1071236/000107123626000053/0001071236-26-000053-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1071236/000107123626000053/rrbi-20260730.htm
  HTML page:      https://secwatch.observer/filing/0001071236-26-000053

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer