{"schema_version":"secwatch.filing_event.v1","accession":"0001074828-26-000058","form_type":"8-K","ticker":"USBC","cik":"0001074828","company_name":"USBC, Inc.","filed_at":"2026-08-03T20:56:59+00:00","discovered_at":"2026-08-03T20:58:10.319059+00:00","generated_at":"2026-08-03T20:58:25.503648+00:00","sec_items":["2.03","8.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"USBC draws additional $3M under Bitcoin-backed credit facility; tokenized deposit product advances to Phase 2","bullets":["Drew $3.0M under MLA with Payward Interactive; total $18.0M at 8.5% p.a., matures July 28, 2027.","Borrowings secured by 479 Bitcoin held with Payward Financial; 22.3% BTC decline triggers 130% margin call.","No collateral calls or liquidation events occurred as of July 31, 2026.","Completed Phase 1 internal testing of tokenized deposit product; initiated Phase 2 with invited participants.","Developed USBC Pay for merchant payments on iOS/Android; commercial launch subject to approvals."],"urls":{"canonical":"https://secwatch.observer/filing/0001074828-26-000058","json":"https://secwatch.observer/filing/0001074828-26-000058.json","markdown":"https://secwatch.observer/filing/0001074828-26-000058.md","text":"https://secwatch.observer/filing/0001074828-26-000058.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1074828/000107482826000058/0001074828-26-000058-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1074828/000107482826000058/usbc-20260728.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-03T20:58:25.503648+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}