---
schema_version: "secwatch.filing_event.v1"
accession: "0001074902-22-000005"
form_type: "8-K"
ticker: "LCNB"
cik: "0001074902"
company_name: "LCNB CORP"
filed_at: "2022-01-27T23:59:59+00:00"
generated_at: "2026-06-27T14:40:41.938466+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# LCNB Corp reports record FY2021 EPS $1.66, up 7.1%; total assets grow 9% to $1.90B

## Summary
- Record net income $20.974M for 2021 (+4.5% YoY); diluted EPS $1.66 (+7.1%).
- Q4 EPS $0.45 (+2.3% YoY); net income $5.627M (-2% YoY).
- Total assets grew 9.0% to $1.90B; net loans up 5.4% to $1.36B.
- Annual dividend increased 5.3% to $0.20/quarter; $8.31M in share repurchases in 2021.
- Asset quality improved: nonperforming loans fell to 0.11% of total loans from 0.29%.

## SEC filing metadata
- accession: 0001074902-22-000005
- form_type: 8-K
- ticker: LCNB
- cik: 0001074902
- company_name: LCNB CORP
- filed_at: 2022-01-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1074902/000107490222000005/0001074902-22-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1074902/000107490222000005/lcnb-20220127.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001074902-22-000005
- JSON: https://secwatch.observer/filing/0001074902-22-000005.json
- Plain text: https://secwatch.observer/filing/0001074902-22-000005.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.