---
schema_version: "secwatch.filing_event.v1"
accession: "0001074902-22-000100"
form_type: "8-K"
ticker: "LCNB"
cik: "0001074902"
company_name: "LCNB CORP"
filed_at: "2022-06-21T23:59:59+00:00"
generated_at: "2026-06-25T00:13:52.695719+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.4
calibrated_materiality_score: 0.4
confidence: "high"
source: SEC EDGAR
---

# LCNB Corp. secures $5M revolver and $15M term loan, terminates prior $20M line

## Summary
- New revolving line of credit of $5M at Prime minus 0.25%, matures June 15, 2023.
- New term loan of $15M at fixed 4.25%, matures June 15, 2025; prepayment penalty 1% if refinanced within 3 years.
- Both loans secured by Negative Pledge Agreement on LCNB National Bank stock.
- Facilities replace prior $20M revolver from February 2022; old line terminated.
- Lender is Bankers' Bank; standard events of default apply.

## SEC filing metadata
- accession: 0001074902-22-000100
- form_type: 8-K
- ticker: LCNB
- cik: 0001074902
- company_name: LCNB CORP
- filed_at: 2022-06-21T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.4
- calibrated_materiality_score: 0.4
- confidence: high
- sec_items: 1.01, 1.02, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1074902/000107490222000100/0001074902-22-000100-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1074902/000107490222000100/lcnb-20220621.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001074902-22-000100
- JSON: https://secwatch.observer/filing/0001074902-22-000100.json
- Plain text: https://secwatch.observer/filing/0001074902-22-000100.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.