secwatch.observer — SEC 8-K summary
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Issuer:     LCNB CORP (LCNB)
CIK:        0001074902
Form:       8-K
Filed at:   2022-10-20T23:59:59+00:00
Accession:  0001074902-22-000118
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

LCNB Q3 EPS rises 25.6% to $0.49, a record; NPLs drop to 0.03% of loans
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- Q3 net income $5.579M (+15.8% YoY); EPS $0.49 vs $0.39; record quarterly EPS.
- Nonperforming loans fell to $465K (0.03% of loans) vs $2.642M (0.20%) a year ago.
- ROATCE improved to 15.30% from 10.62% YoY; net interest margin 3.54% vs 3.32%.
- YTD repurchased 1.17M shares for $23M (9.4% of outstanding); dividend raised to $0.20/share.
- Net loan growth 2.8% YoY; total deposits up 3.4%; total assets $1.90B.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1074902/000107490222000118/0001074902-22-000118-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1074902/000107490222000118/lcnb-20221020.htm
  HTML page:      https://secwatch.observer/filing/0001074902-22-000118

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