{"schema_version":"secwatch.filing_event.v1","accession":"0001074902-23-000036","form_type":"8-K","ticker":"LCNB","cik":"0001074902","company_name":"LCNB CORP","filed_at":"2023-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:43.784274+00:00","generated_at":"2026-06-20T07:47:44.611260+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"LCNB reports record FY2022 net income of $22.1M, EPS $1.93, up 5.5% and 16.3% YoY","bullets":["Q4 net income $6.41M (record), EPS $0.57, up 13.9% and 26.7% YoY respectively.","Net interest margin expanded to 3.77% in Q4 from 3.34% a year ago; full-year margin 3.55% vs 3.45%.","Net loans grew 2.3% to record $1.40B; nonperforming loans to total loans improved to 0.03%.","Share repurchases of $23.66M (1.21M shares) in FY2022; quarterly dividend raised 5% to $0.21/share.","Total assets at record $1.92B; deposits decreased 1.5% to $1.60B due to competition."],"urls":{"canonical":"https://secwatch.observer/filing/0001074902-23-000036","json":"https://secwatch.observer/filing/0001074902-23-000036.json","markdown":"https://secwatch.observer/filing/0001074902-23-000036.md","text":"https://secwatch.observer/filing/0001074902-23-000036.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1074902/000107490223000036/0001074902-23-000036-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1074902/000107490223000036/lcnb-20230126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T07:47:44.611260+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"7e82d7319a92745ebaed68a101bb8e0f746c49bf","claim":"LCNB CORP reported the twelve-month period ended December 31, 2022 results: net income $22,128,000, EPS $1.93.","evidence_excerpt":"Net income for the twelve-month period ended December 31, 2022, was an annual record of $22,128,000, representing an increase of 5.5% as compared to $20,974,000 for the same period last year. Earnings per basic and diluted share for the twelve-month period ended December 31, 2022, were an annual record of $1.93, representing an increase of 16.3% as compared to $1.66 for the same period last year.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1074902/000107490223000036/0001074902-23-000036-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the twelve-month period ended December 31, 2022"},{"label":"Net income","value":"$22,128,000"},{"label":"EPS","value":"$1.93"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"b656e02122d781a01636da64c17f3de1c8e14cc1","claim":"LCNB CORP reported the three months ended December 31, 2022 results: net income $6,408,000, EPS $0.57.","evidence_excerpt":"Net income for the 2022 fourth quarter was a quarterly record of $6,408,000, a 13.9% increase as compared to $5,627,000 for the same period last year. Earnings per basic and diluted share for the 2022 fourth quarter were a quarterly record of $0.57, an increase of 26.7% as compared to $0.45 for the same period last year.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1074902/000107490223000036/0001074902-23-000036-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended December 31, 2022"},{"label":"Net income","value":"$6,408,000"},{"label":"EPS","value":"$0.57"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}