{"schema_version":"secwatch.filing_event.v1","accession":"0001074902-23-000053","form_type":"8-K","ticker":"LCNB","cik":"0001074902","company_name":"LCNB CORP","filed_at":"2023-04-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:37.864574+00:00","generated_at":"2026-06-16T21:05:24.995350+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"LCNB Corp. Q1 net income falls 8% to $4.2M; NIM contracts to 3.28%; dividend raised 5%","bullets":["Net income $4.2M ($0.37 diluted EPS) vs $4.5M ($0.38) in Q1 2022, down 8.1%.","Net interest margin (tax-equivalent) 3.28%, down from 3.35% due to higher interest expense on rising Fed funds rate.","Nonperforming loans to total loans at 0.05% extremely low; allowance for credit losses increased to 0.56% due to CECL adoption.","Total deposits $1.60B, down 2% YoY; uninsured deposits only 13.4% of total deposits.","Dividend increased 5% to $0.21/share; repurchased 107K shares at avg $17.00."],"urls":{"canonical":"https://secwatch.observer/filing/0001074902-23-000053","json":"https://secwatch.observer/filing/0001074902-23-000053.json","markdown":"https://secwatch.observer/filing/0001074902-23-000053.md","text":"https://secwatch.observer/filing/0001074902-23-000053.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1074902/000107490223000053/0001074902-23-000053-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1074902/000107490223000053/lcnb-20230421.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T21:05:24.995350+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4cee71fa15b57360b0e336fc91b12c201351847f","claim":"LCNB CORP reported the three months ended March 31, 2023 results: net income $4.2 million, EPS $0.37 per diluted share.","evidence_excerpt":"Net income for the 2023 first quarter decreased 8.1% to $4.2 million, compared to $4.5 million for the same period last year. Earnings per basic and diluted share for the 2023 first quarter were $0.37, compared to $0.38 for the same period last year.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1074902/000107490223000053/0001074902-23-000053-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended March 31, 2023"},{"label":"Net income","value":"$4.2 million"},{"label":"EPS","value":"$0.37 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}