---
schema_version: "secwatch.filing_event.v1"
accession: "0001074902-23-000084"
form_type: "8-K"
ticker: "LCNB"
cik: "0001074902"
company_name: "LCNB CORP"
filed_at: "2023-07-20T23:59:59+00:00"
generated_at: "2026-06-13T05:22:27.983013+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# LCNB Corp. reports Q2 2023 net income of $4.7 million, EPS $0.42; progresses Cincinnati Bancorp acquisition

## Summary
- Net loans increased 4.7% year-over-year to a record $1.43 billion at June 30, 2023
- Nonperforming loans to total loans remained low at 0.05% as of June 30, 2023
- LCNB Wealth Management assets grew 21.4% year-over-year to a record $1.13 billion
- Acquisition of Cincinnati Bancorp expected to close in the 2023 fourth quarter
- Dividend per share increased 5% to $0.21, and $1.5 million in stock was repurchased in Q2

## SEC filing metadata
- accession: 0001074902-23-000084
- form_type: 8-K
- ticker: LCNB
- cik: 0001074902
- company_name: LCNB CORP
- filed_at: 2023-07-20T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1074902/000107490223000084/0001074902-23-000084-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1074902/000107490223000084/lcnb-20230720.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001074902-23-000084
- JSON: https://secwatch.observer/filing/0001074902-23-000084.json
- Plain text: https://secwatch.observer/filing/0001074902-23-000084.txt

## Key facts
- Earnings Releases
  LCNB CORP reported the six months ended June 30, 2023 results: net income $8,851,000, EPS $0.79.
  - Period: the six months ended June 30, 2023
  - Net income: $8,851,000
  - EPS: $0.79
  - Result: reported results
  source text: Net income for the six-month period ended June 30, 2023 was $8,851,000, compared to $10,141,000 for the same period last year. Earnings per basic and diluted share for the six-month period ended June 30, 2023 were $0.79, compared to $0.87 for the same period last year.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1074902/000107490223000084/0001074902-23-000084-index.htm
- Earnings Releases
  LCNB CORP reported the three months ended June 30, 2023 results: net income $4,694,000, EPS $0.42.
  - Period: the three months ended June 30, 2023
  - Net income: $4,694,000
  - EPS: $0.42
  - Result: reported results
  source text: Net income for the 2023 second quarter was $4,694,000, compared to $5,618,000 for the same period last year. Earnings per basic and diluted share for the 2023 second quarter were $0.42, compared to $0.49 for the same period last year.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1074902/000107490223000084/0001074902-23-000084-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.
