{"schema_version":"secwatch.filing_event.v1","accession":"0001074902-23-000092","form_type":"8-K","ticker":"LCNB","cik":"0001074902","company_name":"LCNB CORP","filed_at":"2023-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:28.135645+00:00","generated_at":"2026-06-09T16:12:24.780347+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"LCNB Q3 net income $4.07M, EPS $0.37; Cincinnati Bancorp acquisition expected Nov 2023","bullets":["Net income down 27% YoY to $4.07M; diluted EPS $0.37 vs $0.49 prior year.","Adjusted EPS $0.40 excluding $302K merger-related costs; net interest margin fell to 3.04% from 3.54%.","Net loans rose 5.8% YoY to $1.45B; loan-to-deposit ratio 90.20%; deposits up 1.3% linked quarter.","Asset quality: nonperforming loans just 0.02% of total loans; net recovery of $114K in Q3.","Dividend increased 5% to $0.21/share; share repurchase of 199,913 shares YTD at avg $16.47."],"urls":{"canonical":"https://secwatch.observer/filing/0001074902-23-000092","json":"https://secwatch.observer/filing/0001074902-23-000092.json","markdown":"https://secwatch.observer/filing/0001074902-23-000092.md","text":"https://secwatch.observer/filing/0001074902-23-000092.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1074902/000107490223000092/0001074902-23-000092-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1074902/000107490223000092/lcnb-20231023.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T16:12:24.780347+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"72e6a0a39c3df9846a7d5333ee333fc43bc2bdf4","claim":"LCNB CORP reported the three months ended September 30, 2023 results: net income $4,070,000, EPS $0.37.","evidence_excerpt":"LCNB Corp. issued an earnings release announcing its financial results for the three months ended September 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1074902/000107490223000092/0001074902-23-000092-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended September 30, 2023"},{"label":"Net income","value":"$4,070,000"},{"label":"EPS","value":"$0.37"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"db8e41262299b954719c4a6e9750ba906b15c110","claim":"LCNB CORP reported the nine-month period ended September 30, 2023 results: net income $12,921,000, EPS $1.16.","evidence_excerpt":"Net income for the nine-month period ended September 30, 2023 was $12,921,000, compared to $15,720,000 for the same period last year. Earnings per basic and diluted share for the nine-month period ended September 30, 2023 were $1.16, compared to $1.36 for the same period last year.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1074902/000107490223000092/0001074902-23-000092-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the nine-month period ended September 30, 2023"},{"label":"Net income","value":"$12,921,000"},{"label":"EPS","value":"$1.16"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}