{"schema_version":"secwatch.filing_event.v1","accession":"0001077428-21-000094","form_type":"8-K","ticker":"TCBI","cik":"0001077428","company_name":"TEXAS CAPITAL BANCSHARES INC/TX","filed_at":"2021-07-21T23:59:59+00:00","discovered_at":"2026-05-14T18:04:17.079603+00:00","generated_at":"2026-06-30T03:37:29.383648+00:00","sec_items":["2.02","5.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Texas Capital Q2 net income $73.5M ($1.31 EPS) vs year-ago loss; appoints new director","bullets":["Net income $73.5M ($1.31 diluted EPS) vs net loss $34.3M ($0.73 loss) in Q2 2020; negative provision $19M.","Loans held for investment ex-mortgage finance fell 1% linked, 8% YoY due to PPP payoffs; total deposits down 14% linked.","Issued $375M 4.00% subordinated notes; used part to redeem 6.50% notes; sold mortgage servicing rights portfolio.","Paola Arbour (EVP/CIO of Tenet Healthcare) elected to board, serves on Risk Committee, granted 1,077 RSUs vesting in 1 year.","NPAs fell to $86.6M (0.36% of LHI) from $97.7M prior quarter; CET1 ratio 10.5%, TCE/TA 7.9%."],"urls":{"canonical":"https://secwatch.observer/filing/0001077428-21-000094","json":"https://secwatch.observer/filing/0001077428-21-000094.json","markdown":"https://secwatch.observer/filing/0001077428-21-000094.md","text":"https://secwatch.observer/filing/0001077428-21-000094.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1077428/000107742821000094/0001077428-21-000094-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1077428/000107742821000094/tcbi-20210720.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-30T03:37:29.383648+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"36d13b6963","claim":"Paola Arbour was elected as Director at TEXAS CAPITAL BANCSHARES INC/TX.","evidence_excerpt":"On July 20, 2021, the Board of Directors of the Company (the “Board”) elected Paola Arbour as a member of the Board.","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1077428/000107742821000094/0001077428-21-000094-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"elected"},{"label":"Role","value":"Director"}],"fact_type":"executive_change"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}