{"schema_version":"secwatch.filing_event.v1","accession":"0001077428-22-000045","form_type":"8-K","ticker":"TCBI","cik":"0001077428","company_name":"TEXAS CAPITAL BANCSHARES INC/TX","filed_at":"2022-04-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:59.647927+00:00","generated_at":"2026-06-26T06:03:49.505926+00:00","sec_items":["2.02","5.02","5.07","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Texas Capital Q1 EPS $0.69 vs $1.19 Q4; announces $150M share buyback","bullets":["Net income $39.7M, diluted EPS $0.69, down from $65.1M ($1.19) in Q4 2021 and $71.9M ($1.33) in Q1 2021.","Net interest income $183.5M, down from $194.0M QoQ; net interest margin 2.23%, up 11 bps.","Mortgage finance loans held for investment fell to $5.83B from $7.48B in Q4 due to rising rates.","Criticized loans improved to $476.1M from $582.9M; net recoveries of $512K in Q1.","Board authorized $150M share repurchase program with no time limit; CET1 ratio 11.5%."],"urls":{"canonical":"https://secwatch.observer/filing/0001077428-22-000045","json":"https://secwatch.observer/filing/0001077428-22-000045.json","markdown":"https://secwatch.observer/filing/0001077428-22-000045.md","text":"https://secwatch.observer/filing/0001077428-22-000045.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1077428/000107742822000045/0001077428-22-000045-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1077428/000107742822000045/tcbi-20220419.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T06:03:49.505926+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}