---
schema_version: "secwatch.filing_event.v1"
accession: "0001077428-22-000045"
form_type: "8-K"
ticker: "TCBI"
cik: "0001077428"
company_name: "TEXAS CAPITAL BANCSHARES INC/TX"
filed_at: "2022-04-20T23:59:59+00:00"
generated_at: "2026-06-26T06:03:49.505926+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Texas Capital Q1 EPS $0.69 vs $1.19 Q4; announces $150M share buyback

## Summary
- Net income $39.7M, diluted EPS $0.69, down from $65.1M ($1.19) in Q4 2021 and $71.9M ($1.33) in Q1 2021.
- Net interest income $183.5M, down from $194.0M QoQ; net interest margin 2.23%, up 11 bps.
- Mortgage finance loans held for investment fell to $5.83B from $7.48B in Q4 due to rising rates.
- Criticized loans improved to $476.1M from $582.9M; net recoveries of $512K in Q1.
- Board authorized $150M share repurchase program with no time limit; CET1 ratio 11.5%.

## SEC filing metadata
- accession: 0001077428-22-000045
- form_type: 8-K
- ticker: TCBI
- cik: 0001077428
- company_name: TEXAS CAPITAL BANCSHARES INC/TX
- filed_at: 2022-04-20T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 5.02, 5.07, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1077428/000107742822000045/0001077428-22-000045-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1077428/000107742822000045/tcbi-20220419.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001077428-22-000045
- JSON: https://secwatch.observer/filing/0001077428-22-000045.json
- Plain text: https://secwatch.observer/filing/0001077428-22-000045.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.