{"schema_version":"secwatch.filing_event.v1","accession":"0001077428-22-000100","form_type":"8-K","ticker":"TCBI","cik":"0001077428","company_name":"TEXAS CAPITAL BANCSHARES INC/TX","filed_at":"2022-07-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:54.899772+00:00","generated_at":"2026-06-24T09:49:35.693452+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Texas Capital Q2 EPS $0.59 vs $1.31 YoY; net income down 54%; loans up 11% QoQ","bullets":["Net income available to common $29.8M ($0.59 diluted EPS) vs $67.2M ($1.31) in Q2 2021 and $35.3M ($0.69) in Q1 2022.","Total loans held for investment rose $2.4B (11%) linked quarter to $24.1B; net interest margin expanded 45bps to 2.68%.","Pre-Provision Net Revenue grew $16.7M (33%) QoQ; non-interest income up 29% driven by investment banking and trading.","Recorded $22M provision for credit losses (vs negative $2M in Q1) primarily from loan growth; net charge-offs $2.6M.","Repurchased 941,879 shares for $50M at average $53.11; CET1 ratio 10.5%; all regulatory ratios 'well capitalized'."],"urls":{"canonical":"https://secwatch.observer/filing/0001077428-22-000100","json":"https://secwatch.observer/filing/0001077428-22-000100.json","markdown":"https://secwatch.observer/filing/0001077428-22-000100.md","text":"https://secwatch.observer/filing/0001077428-22-000100.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1077428/000107742822000100/0001077428-22-000100-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1077428/000107742822000100/tcbi-20220721.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T09:49:35.693452+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}