{"schema_version":"secwatch.filing_event.v1","accession":"0001077428-22-000133","form_type":"8-K","ticker":"TCBI","cik":"0001077428","company_name":"TEXAS CAPITAL BANCSHARES INC/TX","filed_at":"2022-10-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:49.532174+00:00","generated_at":"2026-06-23T02:33:40.960345+00:00","sec_items":["2.02","5.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Texas Capital Q3 EPS $0.74 beats Q2 $0.59; appoints John Cummings as CAO","bullets":["Q3 net income available to common $37.1M ($0.74 diluted EPS) vs $29.8M ($0.59) last quarter and $39.1M ($0.76) a year ago.","Net interest income rose to $239.1M from $205.5M Q2; net interest margin expanded 37 bps to 3.05%.","Recorded $12M provision for credit losses, down from $22M in Q2; non-accrual LHI ratio improved to 0.18% from 0.21%.","John Cummings appointed Chief Administrative Officer effective Oct 18, 2022; base salary $500K, eligible for annual incentive and change-in-control severance.","Regulatory ratios all well-capitalized; CET1 ratio 11.1% vs 10.5% last quarter and 10.7% a year ago."],"urls":{"canonical":"https://secwatch.observer/filing/0001077428-22-000133","json":"https://secwatch.observer/filing/0001077428-22-000133.json","markdown":"https://secwatch.observer/filing/0001077428-22-000133.md","text":"https://secwatch.observer/filing/0001077428-22-000133.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1077428/000107742822000133/0001077428-22-000133-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1077428/000107742822000133/tcbi-20221018.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T02:33:40.960345+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"e1f097f08d","claim":"John Cummings was appointed as Chief Administrative Officer at TEXAS CAPITAL BANCSHARES INC/TX.","evidence_excerpt":"On October 18, 2022, the Board of Directors of the Company appointed John Cummings, age 62, to serve as Chief Administrative Officer of the Company","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1077428/000107742822000133/0001077428-22-000133-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"appointed"},{"label":"Role","value":"Chief Administrative Officer"}],"fact_type":"executive_change"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}