{"schema_version":"secwatch.filing_event.v1","accession":"0001077428-23-000002","form_type":"8-K","ticker":"TCBI","cik":"0001077428","company_name":"TEXAS CAPITAL BANCSHARES INC/TX","filed_at":"2023-01-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:43.793413+00:00","generated_at":"2026-06-20T13:47:17.222725+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Texas Capital Q4 net income $217.3M, EPS $4.23; announces $150M buyback","bullets":["Q4 net income available to common $212.9M ($4.23 diluted EPS) vs $37.1M ($0.74) in Q3 2022.","Results include $248.5M pre-tax gain on sale of BankDirect Capital Finance subsidiary.","Net interest margin expanded to 3.26% (+21 bps QoQ); CET1 ratio 13.0% (record).","Repurchased 1.14M shares for $65.3M in Q4; board authorized new $150M buyback program.","Credit: net charge-offs $15M (vs $2.7M Q3), criticized loans $513.2M, allowance/LHI 1.43%."],"urls":{"canonical":"https://secwatch.observer/filing/0001077428-23-000002","json":"https://secwatch.observer/filing/0001077428-23-000002.json","markdown":"https://secwatch.observer/filing/0001077428-23-000002.md","text":"https://secwatch.observer/filing/0001077428-23-000002.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1077428/000107742823000002/0001077428-23-000002-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1077428/000107742823000002/tcbi-20230118.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T13:47:17.222725+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1b875801e31fc81b48ecd9e743992893dcbdbbf8","claim":"TEXAS CAPITAL BANCSHARES INC/TX reported the fourth quarter of 2022 results: net income net income available to common stockholders of $212.9 million, EPS $4.23 per diluted share.","evidence_excerpt":"Net income available to common stockholders was $212.9 million, or $4.23 per diluted share, for the fourth quarter of 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1077428/000107742823000002/0001077428-23-000002-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter of 2022"},{"label":"Net income","value":"net income available to common stockholders of $212.9 million"},{"label":"EPS","value":"$4.23 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"9f1c3436e7eeecd36319b622188b9c79d6f77f1d","claim":"TEXAS CAPITAL BANCSHARES INC/TX reported the full year of 2022 results: net income $315,228, EPS $6.18.","evidence_excerpt":"Net income available to common stockholders $ 212,939 $ 37,105 $ 60,817 $ 315,228 $ 235,218","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1077428/000107742823000002/0001077428-23-000002-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the full year of 2022"},{"label":"Net income","value":"$315,228"},{"label":"EPS","value":"$6.18"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}