{"schema_version":"secwatch.filing_event.v1","accession":"0001077428-23-000152","form_type":"8-K","ticker":"TCBI","cik":"0001077428","company_name":"TEXAS CAPITAL BANCSHARES INC/TX","filed_at":"2023-07-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:33.087026+00:00","generated_at":"2026-06-13T05:22:23.846041+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Texas Capital Q2 net income $68.7M, diluted EPS $1.33 vs $0.59 YoY; NIM 3.29%","bullets":["Net income available to common stockholders $64.3M ($1.33 diluted EPS) vs $29.8M ($0.59) in Q2 2022.","Net interest income $232M, net interest margin 3.29% (+61 bps YoY); total cost of deposits 2.37%.","Provision for credit losses $7M vs $28M in Q1 2023; net charge-offs $8.2M vs $19.9M.","Non-accrual LHI ratio improved to 0.38% from 0.47% QoQ; CET1 ratio 12.2% (well-capitalized).","Balance sheet: total deposits $23.3B, total LHI $21.3B; tangible common equity / tangible assets 9.6%."],"urls":{"canonical":"https://secwatch.observer/filing/0001077428-23-000152","json":"https://secwatch.observer/filing/0001077428-23-000152.json","markdown":"https://secwatch.observer/filing/0001077428-23-000152.md","text":"https://secwatch.observer/filing/0001077428-23-000152.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1077428/000107742823000152/0001077428-23-000152-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1077428/000107742823000152/tcbi-20230720.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T05:22:23.846041+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2b7141189d5a3703325fe30a0334ee1498fd634c","claim":"TEXAS CAPITAL BANCSHARES INC/TX reported the fiscal quarter ended June 30, 2023 results: net income $64.3 million, EPS $1.33 per diluted share.","evidence_excerpt":"Net income available to common stockholders was $64.3 million, or $1.33 per diluted share, for the second quarter of 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1077428/000107742823000152/0001077428-23-000152-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fiscal quarter ended June 30, 2023"},{"label":"Net income","value":"$64.3 million"},{"label":"EPS","value":"$1.33 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}