{"schema_version":"secwatch.filing_event.v1","accession":"0001077428-24-000002","form_type":"8-K","ticker":"TCBI","cik":"0001077428","company_name":"TEXAS CAPITAL BANCSHARES INC/TX","filed_at":"2024-01-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:23.304285+00:00","generated_at":"2026-06-06T21:41:26.327996+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"TCBI Q4 net income $20.2M / $0.33 EPS; FDIC charge $19.9M; new $150M buyback","bullets":["Q4 2023 net income available to common stockholders $15.8M ($0.33 diluted EPS), vs $57.4M ($1.18) in Q3 and $212.9M ($4.23) year ago.","FDIC special assessment expense of $19.9M ($0.32 per share) hurt Q4 results; provision for credit losses $19.0M, net charge-offs $13.8M.","Net interest income $214.7M vs $232.1M in Q3; net interest margin 2.93%, down 20 bps QoQ.","Book value and tangible book value per share both rose 6.1% to record levels; CET1 ratio 12.6%.","Board authorized new $150M share repurchase program through Jan 2025; Q4 repurchased 809,623 shares for $44.8M at $54.90/share."],"urls":{"canonical":"https://secwatch.observer/filing/0001077428-24-000002","json":"https://secwatch.observer/filing/0001077428-24-000002.json","markdown":"https://secwatch.observer/filing/0001077428-24-000002.md","text":"https://secwatch.observer/filing/0001077428-24-000002.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1077428/000107742824000002/0001077428-24-000002-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1077428/000107742824000002/tcbi-20240118.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T21:41:26.327996+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"fb956da2a2059cee40228a8cb098ad5b9c68e011","claim":"TEXAS CAPITAL BANCSHARES INC/TX reported the fourth quarter and full year of 2023 results: net income $15.8 million, EPS $0.33 per diluted share.","evidence_excerpt":"Texas Capital Bancshares, Inc. (NASDAQ: TCBI), the parent company of Texas Capital Bank, announced operating results for the fourth quarter and full year of 2023. Net income available to common stockholders was $15.8 million, or $0.33 per diluted share, for the fourth quarter of 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1077428/000107742824000002/0001077428-24-000002-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter and full year of 2023"},{"label":"Net income","value":"$15.8 million"},{"label":"EPS","value":"$0.33 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}