{"schema_version":"secwatch.filing_event.v1","accession":"0001077428-24-000144","form_type":"8-K","ticker":"TCBI","cik":"0001077428","company_name":"TEXAS CAPITAL BANCSHARES INC/TX","filed_at":"2024-07-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:12.106345+00:00","generated_at":"2026-05-31T19:29:43.257682+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Texas Capital Bancshares Q2 net income $41.7M, EPS $0.80 vs $1.33 YoY","bullets":["Q2 2024 net income $41.7M, EPS $0.80 vs Q2 2023 net income $68.7M, EPS $1.33.","Book value per share rose 1.9% to a record; $50M of stock repurchased at $58.14 avg.","Net interest margin 3.01%, down 28 bps YoY; total cost of deposits 2.99%.","Provision for credit losses $20M, net charge-offs $12M; allowance ratio 1.44%.","CET1 ratio 11.6%, down from 12.4% in Q1 due to $275M bank-issued credit-linked note redemption."],"urls":{"canonical":"https://secwatch.observer/filing/0001077428-24-000144","json":"https://secwatch.observer/filing/0001077428-24-000144.json","markdown":"https://secwatch.observer/filing/0001077428-24-000144.md","text":"https://secwatch.observer/filing/0001077428-24-000144.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1077428/000107742824000144/0001077428-24-000144-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1077428/000107742824000144/tcbi-20240718.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T19:29:43.257682+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}