---
schema_version: "secwatch.filing_event.v1"
accession: "0001077428-24-000144"
form_type: "8-K"
ticker: "TCBI"
cik: "0001077428"
company_name: "TEXAS CAPITAL BANCSHARES INC/TX"
filed_at: "2024-07-18T23:59:59+00:00"
generated_at: "2026-05-31T19:29:43.257682+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Texas Capital Bancshares Q2 net income $41.7M, EPS $0.80 vs $1.33 YoY

## Summary
- Q2 2024 net income $41.7M, EPS $0.80 vs Q2 2023 net income $68.7M, EPS $1.33.
- Book value per share rose 1.9% to a record; $50M of stock repurchased at $58.14 avg.
- Net interest margin 3.01%, down 28 bps YoY; total cost of deposits 2.99%.
- Provision for credit losses $20M, net charge-offs $12M; allowance ratio 1.44%.
- CET1 ratio 11.6%, down from 12.4% in Q1 due to $275M bank-issued credit-linked note redemption.

## SEC filing metadata
- accession: 0001077428-24-000144
- form_type: 8-K
- ticker: TCBI
- cik: 0001077428
- company_name: TEXAS CAPITAL BANCSHARES INC/TX
- filed_at: 2024-07-18T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1077428/000107742824000144/0001077428-24-000144-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1077428/000107742824000144/tcbi-20240718.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001077428-24-000144
- JSON: https://secwatch.observer/filing/0001077428-24-000144.json
- Plain text: https://secwatch.observer/filing/0001077428-24-000144.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.