{"schema_version":"secwatch.filing_event.v1","accession":"0001077428-25-000003","form_type":"8-K","ticker":"TCBI","cik":"0001077428","company_name":"TEXAS CAPITAL BANCSHARES INC/TX","filed_at":"2025-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:02.879176+00:00","generated_at":"2026-05-27T13:15:45.280683+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Texas Capital Q4 EPS $1.43 vs $0.33 YoY; announces $200M buyback","bullets":["Q4 net income available to common $66.7M ($1.43 diluted EPS) vs $15.8M ($0.33) in Q4 2023.","Full-year 2024 net income available to common $60.3M vs $171.9M in 2023; adjusted net income $208.3M.","Total deposits up 13% YoY; total loans up 10% YoY; book value per share up 8% to record level.","Board authorized $200M share repurchase through Jan 31, 2026; prior Jan 17, 2024 program terminated.","CET1 ratio 11.4%, total capital 15.4%; fee income in focus areas rose 38% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001077428-25-000003","json":"https://secwatch.observer/filing/0001077428-25-000003.json","markdown":"https://secwatch.observer/filing/0001077428-25-000003.md","text":"https://secwatch.observer/filing/0001077428-25-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1077428/000107742825000003/0001077428-25-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1077428/000107742825000003/tcbi-20250123.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T13:15:45.280683+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}