---
schema_version: "secwatch.filing_event.v1"
accession: "0001077428-25-000003"
form_type: "8-K"
ticker: "TCBI"
cik: "0001077428"
company_name: "TEXAS CAPITAL BANCSHARES INC/TX"
filed_at: "2025-01-23T23:59:59+00:00"
generated_at: "2026-05-27T13:15:45.280683+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Texas Capital Q4 EPS $1.43 vs $0.33 YoY; announces $200M buyback

## Summary
- Q4 net income available to common $66.7M ($1.43 diluted EPS) vs $15.8M ($0.33) in Q4 2023.
- Full-year 2024 net income available to common $60.3M vs $171.9M in 2023; adjusted net income $208.3M.
- Total deposits up 13% YoY; total loans up 10% YoY; book value per share up 8% to record level.
- Board authorized $200M share repurchase through Jan 31, 2026; prior Jan 17, 2024 program terminated.
- CET1 ratio 11.4%, total capital 15.4%; fee income in focus areas rose 38% YoY.

## SEC filing metadata
- accession: 0001077428-25-000003
- form_type: 8-K
- ticker: TCBI
- cik: 0001077428
- company_name: TEXAS CAPITAL BANCSHARES INC/TX
- filed_at: 2025-01-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1077428/000107742825000003/0001077428-25-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1077428/000107742825000003/tcbi-20250123.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001077428-25-000003
- JSON: https://secwatch.observer/filing/0001077428-25-000003.json
- Plain text: https://secwatch.observer/filing/0001077428-25-000003.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.