{"schema_version":"secwatch.filing_event.v1","accession":"0001077428-25-000134","form_type":"8-K","ticker":"TCBI","cik":"0001077428","company_name":"TEXAS CAPITAL BANCSHARES INC/TX","filed_at":"2025-07-17T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.278406+00:00","generated_at":"2026-05-18T05:54:25.451382+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Texas Capital Q2 net income up 86% YoY to $77.3M, diluted EPS $1.58","bullets":["Net income available to common stockholders $73.0M, up 95% YoY; adjusted EPS $1.63.","Total loans held for investment grew 7% QoQ to $23.9B; net interest margin 3.35% (+16 bps QoQ).","Criticized loans declined to $637.5M from $762.9M; net charge-offs $13.0M.","CET1 ratio 11.4%; repurchased 317,860 shares for $21.0M in Q2."],"urls":{"canonical":"https://secwatch.observer/filing/0001077428-25-000134","json":"https://secwatch.observer/filing/0001077428-25-000134.json","markdown":"https://secwatch.observer/filing/0001077428-25-000134.md","text":"https://secwatch.observer/filing/0001077428-25-000134.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1077428/000107742825000134/0001077428-25-000134-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1077428/000107742825000134/tcbi-20250717.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T05:54:25.451382+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}