---
schema_version: "secwatch.filing_event.v1"
accession: "0001077428-25-000134"
form_type: "8-K"
ticker: "TCBI"
cik: "0001077428"
company_name: "TEXAS CAPITAL BANCSHARES INC/TX"
filed_at: "2025-07-17T23:59:59+00:00"
generated_at: "2026-05-18T05:54:25.451382+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Texas Capital Q2 net income up 86% YoY to $77.3M, diluted EPS $1.58

## Summary
- Net income available to common stockholders $73.0M, up 95% YoY; adjusted EPS $1.63.
- Total loans held for investment grew 7% QoQ to $23.9B; net interest margin 3.35% (+16 bps QoQ).
- Criticized loans declined to $637.5M from $762.9M; net charge-offs $13.0M.
- CET1 ratio 11.4%; repurchased 317,860 shares for $21.0M in Q2.

## SEC filing metadata
- accession: 0001077428-25-000134
- form_type: 8-K
- ticker: TCBI
- cik: 0001077428
- company_name: TEXAS CAPITAL BANCSHARES INC/TX
- filed_at: 2025-07-17T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1077428/000107742825000134/0001077428-25-000134-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1077428/000107742825000134/tcbi-20250717.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001077428-25-000134
- JSON: https://secwatch.observer/filing/0001077428-25-000134.json
- Plain text: https://secwatch.observer/filing/0001077428-25-000134.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.