{"schema_version":"secwatch.filing_event.v1","accession":"0001077428-26-000005","form_type":"8-K","ticker":"TCBI","cik":"0001077428","company_name":"TEXAS CAPITAL BANCSHARES INC/TX","filed_at":"2026-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.507477+00:00","generated_at":"2026-05-16T08:40:12.533823+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Texas Capital Q4 net income $96.3M, EPS $2.12, up 44% YoY; $200M buyback authorized","bullets":["Q4 2025 net income available to common stockholders of $96.3M vs $66.7M in Q4 2024, up 44%.","Diluted EPS of $2.12, up from $1.43 in Q4 2024; full-year EPS $6.79 vs $1.28.","Net interest margin expanded to 3.38% (+45 bps YoY); CET1 ratio 12.1%.","Book value per share rose 13% YoY to $75.28; tangible book value per share $75.25.","Board authorized $200M share repurchase program through Dec 31, 2026; Q4 bought $126.6M shares."],"urls":{"canonical":"https://secwatch.observer/filing/0001077428-26-000005","json":"https://secwatch.observer/filing/0001077428-26-000005.json","markdown":"https://secwatch.observer/filing/0001077428-26-000005.md","text":"https://secwatch.observer/filing/0001077428-26-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1077428/000107742826000005/0001077428-26-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1077428/000107742826000005/tcbi-20260122.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T08:40:12.533823+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}