---
schema_version: "secwatch.filing_event.v1"
accession: "0001077428-26-000005"
form_type: "8-K"
ticker: "TCBI"
cik: "0001077428"
company_name: "TEXAS CAPITAL BANCSHARES INC/TX"
filed_at: "2026-01-22T23:59:59+00:00"
generated_at: "2026-05-16T08:40:12.533823+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Texas Capital Q4 net income $96.3M, EPS $2.12, up 44% YoY; $200M buyback authorized

## Summary
- Q4 2025 net income available to common stockholders of $96.3M vs $66.7M in Q4 2024, up 44%.
- Diluted EPS of $2.12, up from $1.43 in Q4 2024; full-year EPS $6.79 vs $1.28.
- Net interest margin expanded to 3.38% (+45 bps YoY); CET1 ratio 12.1%.
- Book value per share rose 13% YoY to $75.28; tangible book value per share $75.25.
- Board authorized $200M share repurchase program through Dec 31, 2026; Q4 bought $126.6M shares.

## SEC filing metadata
- accession: 0001077428-26-000005
- form_type: 8-K
- ticker: TCBI
- cik: 0001077428
- company_name: TEXAS CAPITAL BANCSHARES INC/TX
- filed_at: 2026-01-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1077428/000107742826000005/0001077428-26-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1077428/000107742826000005/tcbi-20260122.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001077428-26-000005
- JSON: https://secwatch.observer/filing/0001077428-26-000005.json
- Plain text: https://secwatch.observer/filing/0001077428-26-000005.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.