{"schema_version":"secwatch.filing_event.v1","accession":"0001077428-26-000056","form_type":"8-K","ticker":"TCBI","cik":"0001077428","company_name":"TEXAS CAPITAL BANCSHARES INC/TX","filed_at":"2026-07-22T20:07:20+00:00","discovered_at":"2026-07-22T20:09:00.265288+00:00","generated_at":"2026-07-22T20:09:08.212397+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Texas Capital Q2 net income $80.6M, EPS $1.83, up 10% YoY; record fee income","bullets":["Net income available to common stockholders $80.6M ($1.83 diluted EPS) vs $73.0M ($1.58) in Q2 2025, up 10%.","Total revenue $335.5M, up 9% YoY; record fee income $75.1M, up 29% YoY.","Book value per share $77.01, tangible book value $76.98, both up 10% YoY.","CET1 ratio 12.1%; declared $0.20/common share dividend payable Sept 15, record Sept 1.","Net charge-offs $16.1M; criticized loans $696.3M; allowance ratio 1.34%."],"urls":{"canonical":"https://secwatch.observer/filing/0001077428-26-000056","json":"https://secwatch.observer/filing/0001077428-26-000056.json","markdown":"https://secwatch.observer/filing/0001077428-26-000056.md","text":"https://secwatch.observer/filing/0001077428-26-000056.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1077428/000107742826000056/0001077428-26-000056-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1077428/000107742826000056/tcbi-20260722.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-22T20:09:08.212397+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}