---
schema_version: "secwatch.filing_event.v1"
accession: "0001077428-26-000056"
form_type: "8-K"
ticker: "TCBI"
cik: "0001077428"
company_name: "TEXAS CAPITAL BANCSHARES INC/TX"
filed_at: "2026-07-22T20:07:20+00:00"
generated_at: "2026-07-22T20:09:08.212397+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Texas Capital Q2 net income $80.6M, EPS $1.83, up 10% YoY; record fee income

## Summary
- Net income available to common stockholders $80.6M ($1.83 diluted EPS) vs $73.0M ($1.58) in Q2 2025, up 10%.
- Total revenue $335.5M, up 9% YoY; record fee income $75.1M, up 29% YoY.
- Book value per share $77.01, tangible book value $76.98, both up 10% YoY.
- CET1 ratio 12.1%; declared $0.20/common share dividend payable Sept 15, record Sept 1.
- Net charge-offs $16.1M; criticized loans $696.3M; allowance ratio 1.34%.

## SEC filing metadata
- accession: 0001077428-26-000056
- form_type: 8-K
- ticker: TCBI
- cik: 0001077428
- company_name: TEXAS CAPITAL BANCSHARES INC/TX
- filed_at: 2026-07-22T20:07:20+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1077428/000107742826000056/0001077428-26-000056-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1077428/000107742826000056/tcbi-20260722.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001077428-26-000056
- JSON: https://secwatch.observer/filing/0001077428-26-000056.json
- Plain text: https://secwatch.observer/filing/0001077428-26-000056.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.