{"schema_version":"secwatch.filing_event.v1","accession":"0001077428-26-000078","form_type":"8-K","ticker":"TCBI","cik":"0001077428","company_name":"TEXAS CAPITAL BANCSHARES INC/TX","filed_at":"2026-10-21T20:11:57+00:00","discovered_at":"2026-10-21T20:15:10.267609+00:00","generated_at":"2026-10-21T20:15:16.451478+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Texas Capital Q3 2026 EPS $2.28 vs $2.18; record NII $275M, criticized loans up 48% YoY","bullets":["Net income available to common $99.4M, or $2.28 per diluted share (adjusted $2.35); revenue $356.6M vs $340.4M a year earlier.","Record net interest income $275.0M; NIM 3.44%, up 16 bps from Q2 but down 3 bps YoY. Non-interest income $81.6M rose 19% YoY.","Provision for credit losses $17.0M vs $12.0M a year ago; criticized loans $782.4M vs $529.7M at Sept 30, 2025; net charge-offs $14.5M.","Repurchased 1,051,660 shares for $103.0M at $96.99 average; new $200M buyback authorized Oct 20, 2026 through Oct 31, 2027.","Common dividend $0.20/share payable Dec 15, 2026, record Dec 1; CET1 12.2%, total capital 14.8%, tangible common equity 9.9%."],"urls":{"canonical":"https://secwatch.observer/filing/0001077428-26-000078","json":"https://secwatch.observer/filing/0001077428-26-000078.json","markdown":"https://secwatch.observer/filing/0001077428-26-000078.md","text":"https://secwatch.observer/filing/0001077428-26-000078.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1077428/000107742826000078/0001077428-26-000078-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1077428/000107742826000078/tcbi-20261021.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-21T20:15:16.451478+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}