{"schema_version":"secwatch.filing_event.v1","accession":"0001079973-24-001278","form_type":"8-K","ticker":"SPFX","cik":"0001807893","company_name":"STANDARD PREMIUM FINANCE HOLDINGS, INC.","filed_at":"2024-08-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:14.596500+00:00","generated_at":"2026-05-31T08:42:18.276086+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Standard Premium Finance Q2 2024 revenue exceeds $3M, net income up 86% YoY","bullets":["Total revenue >$3.0M, +35% YoY; loan originations >$40M, +25% YoY.","Net income increased 86% YoY; EPS of $0.11 per share for Q2.","Weighted-average APR on new loans rose 62 bps to 17.58%.","Return on equity exceeded 23% for the quarter.","Preferred stock dividends of 7% APY declared and paid in August 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001079973-24-001278","json":"https://secwatch.observer/filing/0001079973-24-001278.json","markdown":"https://secwatch.observer/filing/0001079973-24-001278.md","text":"https://secwatch.observer/filing/0001079973-24-001278.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1807893/000107997324001278/0001079973-24-001278-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1807893/000107997324001278/spfx_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T08:42:18.276086+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}