---
schema_version: "secwatch.filing_event.v1"
accession: "0001079973-24-001278"
form_type: "8-K"
ticker: "SPFX"
cik: "0001807893"
company_name: "STANDARD PREMIUM FINANCE HOLDINGS, INC."
filed_at: "2024-08-19T23:59:59+00:00"
generated_at: "2026-05-31T08:42:18.276086+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Standard Premium Finance Q2 2024 revenue exceeds $3M, net income up 86% YoY

## Summary
- Total revenue >$3.0M, +35% YoY; loan originations >$40M, +25% YoY.
- Net income increased 86% YoY; EPS of $0.11 per share for Q2.
- Weighted-average APR on new loans rose 62 bps to 17.58%.
- Return on equity exceeded 23% for the quarter.
- Preferred stock dividends of 7% APY declared and paid in August 2024.

## SEC filing metadata
- accession: 0001079973-24-001278
- form_type: 8-K
- ticker: SPFX
- cik: 0001807893
- company_name: STANDARD PREMIUM FINANCE HOLDINGS, INC.
- filed_at: 2024-08-19T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1807893/000107997324001278/0001079973-24-001278-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1807893/000107997324001278/spfx_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001079973-24-001278
- JSON: https://secwatch.observer/filing/0001079973-24-001278.json
- Plain text: https://secwatch.observer/filing/0001079973-24-001278.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.