{"schema_version":"secwatch.filing_event.v1","accession":"0001079973-25-000590","form_type":"8-K","ticker":"SPFX","cik":"0001807893","company_name":"STANDARD PREMIUM FINANCE HOLDINGS, INC.","filed_at":"2025-04-02T23:59:59+00:00","discovered_at":"2026-05-14T18:02:49.808205+00:00","generated_at":"2026-05-23T23:54:11.256521+00:00","sec_items":["5.02","9.01"],"event_type":"leadership","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Standard Premium Finance enters 5-year employment agreements with CEO & CFO; grants PSUs tied to EPS and Nasdaq listing","bullets":["CEO William Koppelmann gets $275K base salary, target annual bonus of 100% of base, and 25,000 performance-based RSUs.","CFO Brian Krogol gets $175K base salary, target annual bonus of 100% of base, and 12,500 performance-based RSUs.","Both executives receive 5,000 time-based RSUs vesting 1,000 annually over 5 years.","Performance metrics include credit facility size, interest rate, EPS improvement, and Nasdaq listing.","Severance: 150% of salary+bonus for non-CIC termination, 200% for CIC termination within 18 months."],"urls":{"canonical":"https://secwatch.observer/filing/0001079973-25-000590","json":"https://secwatch.observer/filing/0001079973-25-000590.json","markdown":"https://secwatch.observer/filing/0001079973-25-000590.md","text":"https://secwatch.observer/filing/0001079973-25-000590.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1807893/000107997325000590/0001079973-25-000590-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1807893/000107997325000590/spfx_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T23:54:11.256521+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}