---
schema_version: "secwatch.filing_event.v1"
accession: "0001079973-25-000935"
form_type: "8-K"
ticker: "SPFX"
cik: "0001807893"
company_name: "STANDARD PREMIUM FINANCE HOLDINGS, INC."
filed_at: "2025-05-28T23:59:59+00:00"
generated_at: "2026-05-20T08:31:38.105218+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Standard Premium Finance ups revolver to $50M and authorizes $250K stock buyback

## Summary
- Revolver increased from $45M to $50M via amendment with First Horizon Bank on May 21, 2025.
- Board authorized repurchase of up to $250K of common stock in private transactions through Nov 2, 2025.
- Repurchase program is discretionary; no obligation to buy any shares; depends on market conditions and liquidity.
- CEO cites record FY2024 and Q1 2025 profitability as context for the buyback program.

## SEC filing metadata
- accession: 0001079973-25-000935
- form_type: 8-K
- ticker: SPFX
- cik: 0001807893
- company_name: STANDARD PREMIUM FINANCE HOLDINGS, INC.
- filed_at: 2025-05-28T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 2.03, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1807893/000107997325000935/0001079973-25-000935-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1807893/000107997325000935/spfx_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001079973-25-000935
- JSON: https://secwatch.observer/filing/0001079973-25-000935.json
- Plain text: https://secwatch.observer/filing/0001079973-25-000935.txt

## Key facts
- Debt Financings
  STANDARD PREMIUM FINANCE HOLDINGS, INC. amended revolving credit of to $50 million from $45 million with First Horizon Bank.
  - Instrument: revolving credit
  - Principal: to $50 million from $45 million
  - Counterparty: First Horizon Bank
  - Event: amendment
  source text: On May 21, 2025 the Company entered into an amendment of its loan agreement with First Horizon Bank which increased the size of its revolving credit facility to $50 million from $45 million.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1807893/000107997325000935/0001079973-25-000935-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.