---
schema_version: "secwatch.filing_event.v1"
accession: "0001079973-25-001205"
form_type: "8-K"
ticker: "SPFX"
cik: "0001807893"
company_name: "STANDARD PREMIUM FINANCE HOLDINGS, INC."
filed_at: "2025-07-31T23:59:59+00:00"
generated_at: "2026-05-17T22:25:29.865550+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Standard Premium Finance posts Q2 revenue $3.1M, ROE 15%, expands buyback to open market

## Summary
- Q2 revenue $3.1M, income before taxes $345k, return-on-equity 15%.
- Board expanded $250k stock repurchase program to allow open market purchases under SEC safe harbor.
- Company operates as specialty finance provider; OTCQX listed under ticker SPFX.
- Q2 results cited as strong performance driver behind repurchase program expansion.

## SEC filing metadata
- accession: 0001079973-25-001205
- form_type: 8-K
- ticker: SPFX
- cik: 0001807893
- company_name: STANDARD PREMIUM FINANCE HOLDINGS, INC.
- filed_at: 2025-07-31T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1807893/000107997325001205/0001079973-25-001205-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1807893/000107997325001205/spfx_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001079973-25-001205
- JSON: https://secwatch.observer/filing/0001079973-25-001205.json
- Plain text: https://secwatch.observer/filing/0001079973-25-001205.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.