---
schema_version: "secwatch.filing_event.v1"
accession: "0001079973-26-000396"
form_type: "8-K"
ticker: "SPFX"
cik: "0001807893"
company_name: "STANDARD PREMIUM FINANCE HOLDINGS, INC."
filed_at: "2026-03-31T23:59:59+00:00"
generated_at: "2026-05-15T08:12:53.163564+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Standard Premium Finance Holdings replaces independent auditor Stephano Slack with M&K CPAs

## Summary
- Stephano Slack LLC resigned as independent auditor effective March 27, 2026; no disagreements or reportable events.
- Audit Committee engaged M&K CPAs, PLLC on March 30, 2026 to serve as new independent registered public accounting firm.
- No prior consultations with M&K CPAs regarding accounting principles or auditing issues.
- Former auditor's reports on FY 2025 and FY 2024 financials were unqualified, no adverse opinion or modification.
- Letter from resigning auditor furnished as Exhibit 16.1, concurring with the company's disclosures.

## SEC filing metadata
- accession: 0001079973-26-000396
- form_type: 8-K
- ticker: SPFX
- cik: 0001807893
- company_name: STANDARD PREMIUM FINANCE HOLDINGS, INC.
- filed_at: 2026-03-31T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 4.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1807893/000107997326000396/0001079973-26-000396-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1807893/000107997326000396/spfx_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001079973-26-000396
- JSON: https://secwatch.observer/filing/0001079973-26-000396.json
- Plain text: https://secwatch.observer/filing/0001079973-26-000396.txt

## Source-grounded claims
- claim_id: c5b8b3cfe00bfc81ee6eb2d4df601871649e6b22
  claim: STANDARD PREMIUM FINANCE HOLDINGS, INC. engaged M&K CPAs, PLLC as its auditor.
  evidence_excerpt: On March 30, 2026, the Audit Committee of the Board of Directors of Standard Premium Finance Holdings, Inc. (the “Company”) engaged M&K CPAs, PLLC to serve as the Company’s independent registered public accounting firm.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1807893/000107997326000396/0001079973-26-000396-index.htm
- claim_id: e2577f6dbbc4f90d82b473a17fa8f7700fcb5572
  claim: Stephano Slack, LLC resigned as auditor of STANDARD PREMIUM FINANCE HOLDINGS, INC..
  evidence_excerpt: On March 27, 2026, Standard Premium Finance Holdings, Inc., a Florida corporation (the “Company”), received the resignation of Stephano Slack, LLC as our independent registered public accountant, effective immediately.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1807893/000107997326000396/0001079973-26-000396-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.