{"schema_version":"secwatch.filing_event.v1","accession":"0001079973-26-000559","form_type":"8-K","ticker":"SPFX","cik":"0001807893","company_name":"STANDARD PREMIUM FINANCE HOLDINGS, INC.","filed_at":"2026-04-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.952299+00:00","generated_at":"2026-05-15T03:07:16.780509+00:00","sec_items":["8.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Standard Premium repurchases 76,000 shares at $2.25; cites strong 2025 results","bullets":["Repurchased 76,000 shares at $2.25 per share under board-authorized buyback program.","2025 net income increased 24%, EPS up 27.5%, loan originations reached $158 million.","Receivables portfolio grew 14%, operating cash flow increased 56% in fiscal 2025.","CEO says buyback supports strategic direction and returns capital to shareholders."],"urls":{"canonical":"https://secwatch.observer/filing/0001079973-26-000559","json":"https://secwatch.observer/filing/0001079973-26-000559.json","markdown":"https://secwatch.observer/filing/0001079973-26-000559.md","text":"https://secwatch.observer/filing/0001079973-26-000559.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1807893/000107997326000559/0001079973-26-000559-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1807893/000107997326000559/spfx_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T03:07:16.780509+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}