{"schema_version":"secwatch.filing_event.v1","accession":"0001084961-23-000096","form_type":"8-K","ticker":"ECPG","cik":"0001084961","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2023-10-10T23:59:59+00:00","discovered_at":"2026-05-14T18:03:28.167750+00:00","generated_at":"2026-06-10T02:00:00.538827+00:00","sec_items":["8.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Encore Capital announces €100M senior secured floating rate notes offering due 2028","bullets":["€100M aggregate principal of senior secured floating rate notes due 2028, priced at 99.01%.","Interest rate: 3-month EURIBOR (0% floor) + 4.250% p.a., reset quarterly; matures Jan 15, 2028.","Proceeds to repay drawings under revolving credit facility and pay transaction fees.","Notes are additional notes under existing indenture, guaranteed by material subsidiaries.","Year-to-date through Aug 31, 2023, global cash collections in line with first half; leverage 2.8x."],"urls":{"canonical":"https://secwatch.observer/filing/0001084961-23-000096","json":"https://secwatch.observer/filing/0001084961-23-000096.json","markdown":"https://secwatch.observer/filing/0001084961-23-000096.md","text":"https://secwatch.observer/filing/0001084961-23-000096.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1084961/000108496123000096/0001084961-23-000096-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1084961/000108496123000096/ecpg-20231009.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-10T02:00:00.538827+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}