{"schema_version":"secwatch.filing_event.v1","accession":"0001084961-24-000052","form_type":"8-K","ticker":"ECPG","cik":"0001084961","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2024-05-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:17.221827+00:00","generated_at":"2026-06-01T10:22:10.281441+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Encore Capital issues $500M 8.500% senior secured notes due 2030","bullets":["$500M aggregate principal, 8.500% interest, semi-annual payments, maturing May 15, 2030.","Proceeds used to repay revolving credit facility, pay transaction fees, and for general corporate purposes.","Intends to redeem €350M senior secured notes due 2025 on/about Oct 15, 2024 via borrowings or other financing.","Notes are senior secured, guaranteed by substantially all material subsidiaries, secured by substantially all assets."],"urls":{"canonical":"https://secwatch.observer/filing/0001084961-24-000052","json":"https://secwatch.observer/filing/0001084961-24-000052.json","markdown":"https://secwatch.observer/filing/0001084961-24-000052.md","text":"https://secwatch.observer/filing/0001084961-24-000052.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1084961/000108496124000052/0001084961-24-000052-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1084961/000108496124000052/ck0001084961-20240521.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-01T10:22:10.281441+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}